Already have a policy? Pay your premium in under 2 minutes.
Already have a policy? Pay your premium in under 2 minutes.
Micro Savings Plan
This is a dual-benefit retirement and life policy. It is designed to help you build your retirement savings—providing a liveable income when you turn 55 or older—while also featuring a built-in guaranteed death benefit.
What is it?
This is a dual-benefit retirement and life policy. It is designed to help you build your retirement savings—providing a liveable income when you turn 55 or older—while also featuring a built-in guaranteed death benefit.
Who is it for?
Principal members between the ages of 18 and 70 at the time of policy inception.
Who is covered?
The principal member, with benefits payable to nominated beneficiaries in the event of the member’s passing.
Key Benefits & Features:
- Guaranteed Death Benefit: Provides a USD $5,000 payout upon death (subject to a 6-month waiting period).
- Retirement Fund: Accumulates funds that you can access upon reaching 55 years of age.
- Affordable Contributions: Minimum monthly contributions start at just USD $10.00.
- Financial Flexibility: Contributions earn yearly bonuses based on fund performance, and members qualify for short-term loans through Doves Financial Services (using the fund as collateral). You can also withdraw funds after 5 years to cater for a beneficiary’s funeral.
Terms & Conditions
- Payout is processed within banking hours.
Product Information
Micro Savings Plan FAQs
Applicant must be a Zimbabwean Citizen
Our policies lapse after three months of non-payment. You will need to settle your arrears to bring your policy up-to-date.
Interested? visit our
Self Service Portal to apply
Incorporating Doves Life Assurance (DLA), Doves Funeral Services (DFS), Silkwood Manufacturing & Doves Financial Services.
Contact details
- Toll Free 588
- 157 & 159 Harare St, Harare
- Thando WhatsApp Assistant
- +263 731 772 716
- +263 242 774013/6
- +263 08677009488
- enquiries@doves.co.zw
- Open 24/7 for Funeral Services